The Dodge Challenger has been released in three generations since first hitting the market in 1969. Designed for performance, the Dodge Challenger is a muscle car that can achieve up to 840 horsepower. Its two-door coupe design makes it less likely to appeal to families, and insurance rates may be higher owing to its status as a car to drive for fun.

When it comes to insurance for the Dodge Challenger, many different things that can affect insurance rates for the vehicle must be taken into account. For example, the 2015 Dodge Challenger SRT Hellcat is much more expensive than a regular Challenger, with prices beginning above $60,000, and the Hellcat is also one of the most powerful American cars in production. As a result, the Hellcat insurance cost is going to be far higher than coverage rates for other Challenger models. Returning to the Dodge Challenger, it was the third most stolen car of 2013, making it possibly a higher target for theft, which can translate to higher insurance quotes.

A 2016 article from Automotive News noted that while the Dodge Challenger was the fastest and most powerful vehicle in its class that year, it was “outmuscled” in safety ratings by rivals Ford Mustang and Chevy Camaro. The Dodge Challenger’s lower-than-some safety and reliability ratings, combined with its powerful engine potentially requiring more maintenance and repairs than that of other vehicles, could also lead to higher-than-average insurance premium costs for even minimum coverage.

To get the best price on Dodge Challenger insurance, it’s important to compare quotes and determine exactly how much coverage you need. Some of the vehicle’s features inherently drive the Challenger insurance cost up, such as models with higher power or enhanced appearance. At the same time, a Dodge Challenger that has particular safety features may receive insurance discounts. These features include anti-lock brakes, an anti-theft system, airbags, and motorized seat belts.