How to Find Cheap Car Insurance Easily
Everybody wants to find the cheapest car insurance without sacrificing coverage. Insurance premiums can be expensive and stressful to deal with, and the hunt for affordable auto insurance might seem endless. With our online insurance quotes, you won’t have to settle for minimum coverage or expensive premiums. Let us help you get free quotes for cheap car insurance fast!
Getting quotes from several insurers can be time-consuming, to say the least. CheapCarInsurance helps you find the most affordable car insurance with the benefits you want online. No more roll of the dice searching for cheap auto policy coverage. Within minutes, you’ll have multiple quotes from top local and national car insurance providers to compare and find coverage that is right for you. We streamline the process for you, give you back a chunk of your time, and most importantly save you money.
Find your state below to get average cost data for your state and city so you know what to expect on average. Our easy to use quote form can be used to find the cheapest car insurance companies with real time quotes specific to your location and coverage needs:
Who Has the Cheapest Auto Insurance Rates?
When trying to find the cheapest auto insurance rates for you and your family it’s helpful to know who will most often has the most affordable policies. The cheapest car insurance providers include USAA (members only), Geico and Statefarm averaging anywhere from $372 to $555 a year for a state minimum liability policy.
Auto insurance rates will vary by your personal demographics, driving history, location and available discounts among other factors.
To give you an idea, here is a breakdown of average costs for state minimum coverage by provider pulled from our insurance costs database in 2023:
- USAA: $372
- Geico: $396
- CSAA: $461
- State Farm: $555
- Triple A: $635
- Travelers: $782
- Progressive Auto: $806
- Allstate: $902
- Nationwide: $926
- Metlife: $952
How to Compare Car Insurance Quotes
We all know a car insurance quote is an estimate of how much you’ll pay for your policy, and that there are a number of variables to consider. The best way to find cheap car insurance online is to compare policy offerings and discounts by collecting quotes from multiple companies. After all, it’s hard to know where to find the cheapest car insurance without seeing how the cards stack up. When comparing quotes, following a few key steps will make all the difference in finding the quote that’s right for you.
Make sure you know how much insurance is required in your state. This will ensure you aren’t paying for unnecessary coverage but also appropriately covered. Compare quotes with the same deductibles and coverage limits to get a fair price comparison across different companies.
Don’t forget to inquire about possible discounts unique to the company to lower your rate.
We offer free car insurance quotes to help you find the best policy with the right amount of coverage, making it easy by listing online quotes from the best car insurance companies in the business all in one place!
Guaranteed Auto Quotes in Less than 5 Minutes
Enter your zip code and you’re off. You’ll get free online car insurance quotes that match your budget in less than five minutes. Just provide basic details on your current coverage, your vehicles, drivers, and insurance needs, and we’ll handpick quotes for you from the insurance companies that meet your requirements.
All it takes is a few minutes to start saving money on your car insurance for years to come. Once you know who has the best deal, you can buy the policy, and enjoy the security that comes from complete coverage at an unbeatable price. It’s that easy!
How to Get the Lowest Rate
We can find you the best quotes for your unique circumstances, but we can’t change your driving record or other aspects that impact your insurance options. Here are a few things that can make a big impact now, and in the future.
- Bundle your auto insurance with other policiesOne of the easiest ways to save is by settling on a single insurer for multiple policies. Most insurance companies will automatically prorate savings and pass them along to you.
- Consider a family or group insurance planInsurance costs are often lower if you share a policy with multiple people. Bundle each family member’s insurance or go in on a policy with a group to find lower rates.
- Build your credit scoreThe better your credit, the easier it is to get a cheaper insurance policy. Insurance companies use this metric to determine insurance costs, so you’ll want to work on improving your credit to lower premiums.
- Take a defensive driving courseIf your driving record is a little rough, it can help to take a defensive driving course. Insurance companies often take that into account, and it can often lower your rates.
- Purchase a vehicle with the latest safety featuresCars with safety and anti-theft features can help out your insurance prices because they’re less likely to be stolen or damaged. Definitely take a look at these.
- Ask about discounts that might be availableDepending on your personal history and a few other factors, there may be a discount or two you qualify for that could lower your rate even further. Some of the most common discounts include good driver or senior discounts.
Auto Insurance Discounts Can Save You More
The opportunities to save even more by applying a discount to your rate are everywhere. Get more affordable car insurance with these discounts:
- Military and Federal Discounts
- Safe Driver Discount
- Good Student Discount
- Multi-policy Discount
- Safety Feature Discounts
- & More!
Compare Cheapest Auto Rates by State
As mentioned the amount you’ll end up paying for your car insurance will often depend on which state and city you live in. Some cities have lower or higher costs for auto policies. Find a list of states below with updated costs data from our insurance price rates database.
