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Cheap Car Insurance in Tampa, Florida

Tampa is a great place to be if one likes to be outside, and proof of this is the fact that Forbes magazine rated this city as the fifth best outdoor city. Just one example of how people spend their time outside is in the several sports teams that make their home in Tampa, including the Tampa Bay Buccaneers, the National Hockey League and the Tampa Bay Rays.

Driving Conditions

Tampa residents who are uncomfortable driving in the rain have more difficulties during the summer months when the city receives most of its rainfall. Tampa may experience light freezes during the winter months, but hard freezes are rare. Snowfall is extremely sporadic, and the last time that officials could measure the snowfall was in 1977. Judging by how people reacted to the 0.2 inches of snow that fell at that time, Tampa residents know that any subsequent snowfall will cause traffic to stand still.

Odd Laws

Cross dressing men will be disappointed in Florida because it is illegal for them to appear in public in their strapless gowns. Passing gas is perfectly acceptable in the morning and afternoon hours in Florida, but people are required by law cease this behavior promptly at 6:00 p.m. if they are in a public place.

Crime Statistics

The U.S. Census Bureau recorded 3,754 separate property crimes in Tampa for last year. Included in this number are 394 automobile thefts, 1,014 burglaries and 2,346 larcenies.

Safety Requirements

Seatbelt Law

A driver and passengers in the front seat must wear fastened safety belts while the vehicle is in motion. If the driver and passengers are under the age of 18, they must have their safety belts fastened while the car is being operated no matter where they are sitting.

Helmet Law

A motorcycle rider and passenger are required to wear protective headgear that meets the expectations of the United States Department of Transportation.

Impaired Driving Law

Tampa drivers may be stopped by law enforcement officers and charged with driving under the influence (DUI) if they are visibly impaired by alcohol or other mind-altering substances. They may also be charged if they are found to have a blood alcohol content (BAC) or a breath-alcohol level that is equal to .08 percent or higher. For a first offense, the fine will be between $500 and $1,000. For a second offense, the fine increases to between $1,000 and $2,000. The maximum possible jail sentence for a first offense is six months, and the maximum for a second offense is nine months. These offenders' licenses may be suspended. The SR-22 may be required to re-instate their licenses or obtain a restricted license.

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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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