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Cheap Car Insurance in Philadelphia, Pennsylvania

Philadelphia is the largest city in Pennsylvania and one of the oldest cities in the United States. Founded in 1682, Philadelphia has been the site of many major events in the history of the U.S. Traffic jams, tight city streets and strict parking enforcement have made the city infamous to native drivers and tourists alike.

Driving Conditions in Philadelphia

Gridlocked traffic on Interstate 76, known as the Schuylkill Expressway to locals, makes both the morning and evening rush hours difficult for commuters. Navigating the downtown area of the city may be difficult for people who are unfamiliar with the area because of one-way streets and exit-only lanes that appear in both the right and left lanes.

Unique Laws in Philadelphia

Pennsylvania is more dedicated than most states when it comes to banning distracted driving. As reported by CBS Philly, the distracted driving laws in the state ban texting and allow police officers to pull over and cite anyone who is texting.

Philadelphia Crime Statistics

The crime statistics related to vehicles and driving that are listed below have been sourced from 2011 data provided by the FBI and 2012 data provided by the Pennsylvania Department of Motor Vehicles.

- Auto Thefts

There were 7,447 auto thefts in Philadelphia in 2011. This means that there were 4.9 auto thefts per 1,000 residents.

- Property Crime

There were 59,617 property crimes in Philadelphia in 2011. This means that there were 39 property crimes per 1,000 residents.

- Drunk Driving

There were 37 DUI-related deaths in Philadelphia in 2012.

- Crash Statistics

There were 11,336 total vehicle crashes in Philadelphia in 2012.

Philadelphia Vehicle and Driving Safety Requirements

According to the Governors Highway Safety Association, drivers in Pennsylvania are not permitted to text. However, there are no state bans on using a cell phone to talk while driving. Philadelphia is one of the cities in the state that prohibits all cell phone use by drivers, so it is important for drivers to use a hands-free set while driving within city limits.

Motorcyclists who are either under the age of 21 or have held a motorcycle license for less than two years must wear a helmet. Seat belts are required for drivers, passengers in the front seat and anyone under the age of 18.

Impaired Driving Laws in Philadelphia

The Pennsylvania Department of Transportation advises drivers that driving with a blood alcohol content (BAC) level above .08 is considered to be driving under the influence. License suspension, fines and probation or jail time could be assessed as the result of a DUI.

- First-time Offense

$300 fine
Probation of up to six months
Mandatory driving school

- Second-time Offense

Fine up to $2,500
Jail time of up to six months
12-month license suspension
Ignition lock

- Third-time Offense

Fine of up to $5,000
Jail time of up to 2 years

Offenders with a BAC level over .10 face more serious consequences. Fines of up to $10,000 and jail time of up to five years could result for people who drive with a BAC above .15.

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  • H&m Insurance Agency

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    Marie, Lou
    Free quotes, low rates motorcycle and auto cheap insurance! best rate in philadelphia


        5829 Rising Sun Ave Philadelphia, Pa
        Philadelphia, PA 19120 (215) 745-8001
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