Home > Agent Directory > Pennsylvania

Cheap Comparison Quotes Free and Customized



Get the lowest quote in under 3 minutes!

Cheap Car Insurance in Philadelphia, Pennsylvania

Philadelphia is the largest city in Pennsylvania and one of the oldest cities in the United States. Founded in 1682, Philadelphia has been the site of many major events in the history of the U.S. Traffic jams, tight city streets and strict parking enforcement have made the city infamous to native drivers and tourists alike. Driving Conditions in Philadelphia Gridlocked traffic on Interstate 76, known as the Schuylkill Expressway to locals, makes both the morning and evening rush hours difficult for commuters. Navigating the downtown area of the city may be difficult for people who are unfamiliar with the area because of one-way streets and exit-only lanes that appear in both the right and left lanes. Unique Laws in Philadelphia Pennsylvania is more dedicated than most states when it comes to banning distracted driving. As reported by CBS Philly, the distracted driving laws in the state ban texting and allow police officers to pull over and cite anyone who is texting. Philadelphia Crime Statistics The crime statistics related to vehicles and driving that are listed below have been sourced from 2011 data provided by the FBI and 2012 data provided by the Pennsylvania Department of Motor Vehicles. - Auto Thefts There were 7,447 auto thefts in Philadelphia in 2011. This means that there were 4.9 auto thefts per 1,000 residents. - Property Crime There were 59,617 property crimes in Philadelphia in 2011. This means that there were 39 property crimes per 1,000 residents. - Drunk Driving There were 37 DUI-related deaths in Philadelphia in 2012. - Crash Statistics There were 11,336 total vehicle crashes in Philadelphia in 2012. Philadelphia Vehicle and Driving Safety Requirements According to the Governors Highway Safety Association, drivers in Pennsylvania are not permitted to text. However, there are no state bans on using a cell phone to talk while driving. Philadelphia is one of the cities in the state that prohibits all cell phone use by drivers, so it is important for drivers to use a hands-free set while driving within city limits. Motorcyclists who are either under the age of 21 or have held a motorcycle license for less than two years must wear a helmet. Seat belts are required for drivers, passengers in the front seat and anyone under the age of 18. Impaired Driving Laws in Philadelphia The Pennsylvania Department of Transportation advises drivers that driving with a blood alcohol content (BAC) level above .08 is considered to be driving under the influence. License suspension, fines and probation or jail time could be assessed as the result of a DUI. - First-time Offense $300 fine Probation of up to six months Mandatory driving school - Second-time Offense Fine up to $2,500 Jail time of up to six months 12-month license suspension Ignition lock - Third-time Offense Fine of up to $5,000 Jail time of up to 2 years Offenders with a BAC level over .10 face more serious consequences. Fines of up to $10,000 and jail time of up to five years could result for people who drive with a BAC above .15.

To Get Free Philadelphia Car Insurance Quotes, Either:

  • Get a Free Quote Above
  • OR
  • Contact an Agent Below



Car Insurance Philadelphia, Pennsylvania Agents

Add FREE Listing


Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!

 

E-mail address:
How many times?
Remind me in: